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Mar 15, 2024 · OneMain Financial. OneMain Financial loans are a good source of emergency loans for bad credit. There’s no minimum credit score required, and you can secure your loan with collateral or apply with a co-applicant. Its minimum APR starts at a high 18% but caps out 35.99% — lower than a payday loan.

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A loan between $2,050 and $5,000 will derive a maximum annual percentage rate of 48%. Personal loans larger than $5,000 will be dependent on your credit score and can start quite low from lender to lender.There’s no shortage of cash advance apps for borrowers who need quick access to funds or automatic overdraft protection. But while many cash advance apps and money loaning apps offer fee-free ...

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